About Alan Fine/C2

C2Rate a Division of C2 Financial

Alan Fine, Loan Advisor / Mortgage Strategist

Alan Fine

Loan Advisor / Technical Analyst

Licensed CA, MI NMLS# 236398 CA.BRE# 00840325


Alan Fine has a diverse financial background in Mortgage Securities, Interest Rate Advisory, and Mortgage Originations. He comprehensively understands the interest rate trends because of his technical analysis skills in the Treasuries markets combined with proprietary indicators. Alan is an experienced writer of market reports and client newsletters. He comes with extensive resources in financial loan products as a Loan Advisor with C2 Financial Corp, the largest mortgage brokerage in the country with over (100) one-hundred lending sources.


Interest Rate Advisory and Published Market Works

Alan was intrigued by charts and learned to chart by hand( before software, charts were readily available) and read trends. He saw the charts as pictures and believed in the expression, "A picture is worth a thousand words." The chart boils down all the information in the world(public or private) and creates a picture of price direction. He sees a relationship between mountain ranges and the market charts. A mountain range starts at low ground or valley and then rises to its peaks. Chartists call these price ranges of low levels as support and peak price ranges as resistance levels.

Interest Rate Model and Proprietary Indicator

Alan Fine was fascinated with the bond market and saw early on in his career that Federal Reserve rates were sometimes disjointed with the bond market yields (rates). He created an interest rate directional/forecasting model using the Treasury Markets Prices to better understand long-term interest and mortgage rate trends. He accomplished this by using a technical rating system defining the strengths and weaknesses of the price of Treasury Bonds. In addition, he created a proprietary indicator called Market Characteristic, which gave the Model a higher level of reliability and was very useful during trend changes. 

For a decade, Myers Internet marketed and distributed Alan Fine's Daily Report under his Realsource™ Interest Rate Advisory.


  • Published In the Financial Media
  • Mortgage Banker Magazine Interview Editor
  • Mortgage Originator Articles
  • Scotsman Guide Articles
  • San Diego Tribune Union Interviews Editor
  • C2Rate.com Division C2 Financial Client Newsletter
C2 Financial Corporation

C2 Financial | C2Rate is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution.


As a leading National Mortgage Company, we alleviate the typically drawn-out loan process, pre-approving borrowers within one hour and providing a written pre-approval certificate to present with their Purchase Contract.

What Make Us Different

At C2 Financial, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years.


We do what is in the best interest of you, our client, not what is best for our pocketbook, as some other brokers before us have done.  By doing this, we are not only doing what is morally and ethically right, but we also know that this belief system will result in our borrowers referring us to additional clients, which is the underpinnings of a long-term relationship.


C2 Financial Highlights:

 

  • A+ Rated and Accredited by the Better Business Bureau.
  • Members of NAMB (National Association of Mortgage Brokers).
  • FHA/VA approved.
  • C2 brokers are seasoned brokers. We do not hire newly licensed loan officers.
  • Many loan officers with C2 have obtained their CMPS designation.
  • Managed by Principals with over 65 years of experience in the mortgage industry.
  • Former principals of the 2nd Largest Mortgage Broker in the US.
  • Our corporate office is available to all clients to intervene as needed.
  • Strict policies to ensure your confidential information remains confidential.
  • Partners with the largest banks in the US.
  • Accurate upfront rate and closing cost quotes.

 

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622.

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